Rural housing

Provision of housing in rural areas is considered inadequate in a United Kingdom together with the United States. everyone funded by government are providing some rural housing in the United States as alive as India.

Rural housing in the United States

The lack of affordable housing in rural areas of the United States manages to be a critical case and concern. Factors that can affect affordable rents as well as home use opportunities in Rural America include: lower income levels, urban sprawl pushing housing costs up, waste of high paying jobs and lack of access to credit.

Though the American Housing Survey AHS "Homeownership rates increased for virtually all racial and ethnic groups, income groups, regions, and rural and urban areas during the 1990s." However, according to the US Housing Market Conditions, 2nd quarter, 2007 explanation by the United States Department of Housing and Urban Development, "Housing affordability worsened as sales prices of existing homes increased and mortgage interest rates increased. Housing market performance was weak in thequarter of 2007, with loosely falling production levels and weak existing home sales. The exceptions are the include in new domestic sales and the slight put in housing starts. Inventories of new and existing homes usable for sale remain at very high levels, with enough houses available to last nearly 8 months. The home use rate declined to 68.2 percent in thequarter of 2007."

Programs that are addressing the needs of rural housing can be seen through the United States Department of Agriculture’s Rural Housing Service. Other assistance is available through the Housing Assistance Council which is a non-profit organisation. In the United States, "the Housing Assistance Council HAC has been helping local organizations defining affordable homes in rural America since 1971. HAC emphasizes local solutions, empowerment of the poor, reduced dependence, and self-help strategies. HAC assists in the development of both single- and multi-family homes and promotes home-ownership for workings low-income rural families through a self-help, "sweat equity" construction method. The Housing Assistance Council authorises services to public, non-profit, and private organisations throughout the rural United States. HAC also maintain a special focus on high-need groups and regions: Indian country, the Mississippi Delta, farmworkers, the Southwest border colonias, and Appalachia.”

The United States Department of Agriculture researches and compiles data predominance for rural areas of the United States, through the Economic Research Service, as seen in their article, "One in Four Nonmetro Households are Housing Stressed,” where it indicates that, "Of the Nation’s 2,000-plus nonmetropolitan nonmetro counties, 302 are defined as housing stressed." It also states, "The principal element of housing stress is high housing expenses relative to income...” The United States Department of Agriculture, National Agricultural Library’s, Rural Information Center’s Housing page also enables additional resources for rural housing within the United States and workings with rural communities and citizens to help them in housing information needs.